Liability Limits
Pays for the other driver's car and injuries when a crash is your own fault.
See how limits work
Car cover, decoded
Every Mile Deserves A Policy You Understand
I help you see how liability, collision and your deductible fit together before a fender bender forces the lesson.
Damage To Your Own Car
Covers repairs to your car after a crash, minus the deductible you agree to.
Look at collision
Why this site is here
A Policy Has More Parts Than You Think
Most drivers only open their policy when something goes wrong. By then it is late to learn what a deductible does or why your limits matter. I set this site up so you can sort that out on a quiet afternoon, not on the side of a busy road.
Picking A Deductible
A higher one trims the monthly bill but costs you more after a claim.
Uninsured Drivers
This cover steps in when the driver who hit you has no policy at all.
How it works
Four Stops On The Way To Your Auto Policy
Share Your Car Details
Tell me about your car, who drives it and how many miles it covers in a regular week.
Set Your Liability Limits
Pick how much your policy pays if you injure a person or damage their car in a crash.
Add Cover For Your Car
Decide on collision, theft and uninsured motorist cover based on what your car needs.
Pick Your Deductible
Choose the deductible you would pay on a claim, then check the policy before signing.
Common questions
Things Drivers Ask Before They Sign
Pick an amount you could pay tomorrow without stress, even if the monthly bill rises a little.
Check that everyone is safe, take photos of both cars and swap policy details before leaving.
Most insurers give you a short window to add a new car, so tell them soon after you buy it.
The lender owns part of the car, so they ask for damage cover. Gap cover helps if you owe more.
They show the most paid per person hurt, per crash for injuries, and for damaged property.
Collision Cover
Pays to fix your car after it hits another car, a pole or a wall.
Theft And Weather
Helps when your car is stolen, flooded or struck by a fallen branch.
Uninsured Motorist
Covers you when the driver at fault has too little insurance or none.
Medical Payments
Helps with injury bills for you and your passengers after a crash.
Your next step
Ready To Look Closer At Your Car Policy?
Sign up and I will help you sort through liability, collision and deductible choices at a pace that suits you.
Driver stories